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What is the difference between my deductible and out-of-pocket maximum? 

In a health insurance plan, your deductible is the amount of money you need to spend before your insurance starts paying some of your health care expenses. The out-of-pocket maximum, on the other hand, is the most you’ll ever spend out of pocket in a given calendar year. Once you have completely met your out-of-pocket maximum, you are 100% covered for the rest of the year. 

Related FAQs

What should teens bring to residential treatment? 

Most residential treatment centers for youth in California will recommend to bring the following for your teen: Comfortable & Age-appropriate clothing, Approved Prescription Medications, Mementos, and School books & Assignments. Adolescent residential treatment centers in California will have different limitations and requirements and it’s important to clarify what their specific rules are, especially when identifying contraband items. 

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How do you place teens in residential treatment? 

It can be difficult to send your loved one to treatment, and it can feel even more difficult to choose between all the residential treatment centers for youth in California. Instead of seeing treatment as a punishment, look at it as an opportunity. If you’re unsure how to begin the search for residential treatment for teens, get a referral from your therapist,

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Does insurance cover residential treatment? How do I pay for treatment? 

Most insurance policies do cover teen residential treatment. However, whether or not residential treatment for teens will be covered ultimately depends on your specific plan and coverages. More often than not, insurance companies will have a few prerequisites for covering a high-level residential teen rehab center. Additionally, some insurance companies cover partial cost instead of the entire cost of residential mental health facilities

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